Tips for planning for your retirement

This is a Sponsored Post from Bravomark, although this is 100% my own opinion.

My husband’s retirement countdown as began. We are officially 3 years from retirement, therefore we are looking over every expense to try and eliminate or lower those unneeded expenses. In doing so we have come up with what we are calling our retirement plan. This plan will consist of making sure we are following the following steps to assure us a successful retirement.

I am going to share a few things we have found interesting!

  1. Take advantage of the company met 401K plans! Our retirement income is based a lot on the amount we will have in our 401K account.
  2. Make sure your life insurance offers cash surrender value! When or if we can no longer keep this policy any longer we just simple cash it out and receive money back we invested.
  3. Pay off your debts. I can’t stress this enough, we have worked hard to not owe and now only pay cash for everything we need.
  4. Save money! I read somewhere recently that around 80% do not save for the future. I choose to not have to work in my 70’s & 80’s so we save every penny we can.

These tips are what is making our retirement even possible. We have gone from a dream to almost reality. I can’t wait to travel the world while we are still young enough to enjoy it!

What are you doing to prepare for your retirement?? It is never to early to start!





  1. Marjie Mare says

    Retirement is such a big step and a life-changing experience. Although it seems far, I should start getting ready now. Thanks for sharing.

  2. Retirement is something we always dream of, but always seems so far away and then seems to be approaching fast. It really does pay to start planning as early as you can.

  3. I am really far from retirement, but your story and experience are very inspirational. I love the way you share your wisdom!

  4. Congratulations on your upcoming retirement. These are amazing tips, thanks for sharing. I have found that unfortunately we tend to start saving later in life

  5. Being a teacher I pay 7%+ into my pension every month, although I am way off retiring it’s nice to know that I will have something to live off in the future!

  6. I agree with the 401k retirement. I do wonder what to do with it once youre laid off from a job. I may have to consult a financial advisor for this. Plus, Im almost done paying off my debts! Its quite a burden to have them at my age lol

  7. Great tips on having a plan for retirement. My husband has a 401K through his job as well as life insurance. He is still a ways away from thinking of retiring, but we are definitely already planning (we are only 30 and 31).

  8. Thanks for sharing this post. I need to get my pension sorted. That is now on my to do list for next month.

  9. These are wonderful tips! I am going to share it with my dad I think he will find it very useful.

  10. Elizabeth O says

    Such great tips. Everyone should plan for their retirement. I’m glad you planned ahead and it is so wise steps.

  11. So a new youth and freedom are finally upcoming!! Congratulations

  12. Travel is definitely one of the great things to do after retirement!! You definitely are sorted!!

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