Why You Need To Look Beyond The Real Estate Agent When Buying A Home

There is no denying that real estate agents can play a very valuable role on behalf of the person looking to buy a new home. They can help you get a better look at the for sale private market, help you understand prices, what kind of standards you should expect from areas, amenities, and more. However, if your home search begins and ends with real estate agents, there may be opportunities that you’re missing out on.

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Get on all the listings

One of the things that you need to know about both real estate agents and real estate listings is that they both routinely arrange to have exclusive rights to advertise certain properties. As such, if you’re relying on only one of them, you can end up missing more potential homes than you might think. For that reason, it’s worth signing up for a few realty listing apps that can alert you to new homes on the market and even show you homes nearest to your current location by using the GPS on the phone.

 

Look at property development teams

If you’re looking for a new build, then there are a few better sources to check than the developers who are responsible for getting them up in the first place. When it comes to things like newly built luxury apartments, it’s not a certainty that many real estate agents will know when they’re available or be able ot arrange things like a viewing. For that reason, when you’re looking at an area that’s developing and growing, get in touch with the developers yourself to get the real scoop.

 

Check out the foreclosures

This is a method of buying properties that is usually only done by real estate investors since it’s not always the most reliable way to find a property that fits all of your wants and needs. However, foreclosures and bank-owned homes can offer easy access to a range of properties before they go on the market. What’s more, they’re typically less expensive than buying a home on the market, meaning you can reduce your budget drastically if you manage to find a home that fits your needs.

 

Could you build your own?

It’s not an option that’s going to be widely available to everyone, but it is worth considering whether or not you have the ability to build your dream home instead of buying on. It’s more expensive in general, especially since you have to purchase land ahead of time. However, a bigger budget means that you also have the room to prioritize your wants and needs in a way that you simply can’t when buying a home. Just make sure you take your time finding trusted contractors to avoid getting ripped off.

 

This isn’t a recommendation that you skip working with real estate agents entirely, but rather simply a reminder that there are other options out there and that you can peruse more than one of these options at the same time. Happy hunting out there.

Protecting Your Money Even When You Are Gone

If you’ve been planning for the future, like a lot of us, then a lot of your thinking is likely to be fixated on the topic of what’s going to happen to your money assets when you’re gone. You’re going to want to make sure that your wants as to how it is used and where it goes are met. Here, we’re going to look at a few steps you can take to protect your money into the future, even when you’re gone.

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Make sure you state your wishes clearly and firmly

One of the most important steps of thinking about and planning for your future is to write your will. Your will ensures that both your loved ones and those with the legal power to execute your will and pass out your assets and wealth are as fully informed about your wishes as possible. If you have significant assets to pass on, it’s best to write a will with the help of an attorney. For instance, you can stop people from claiming more inheritance than they should by ensuring that your will provides for everyone to a reasonable degree. If you skip out people on your will, they can end up launching legal action that can muddy the waters.

 

Put it in the hands of someone you can trust

When you have a will or an estate plan, you aren’t going to be there to make sure that everything is divvied out as you want it. However, you can make sure that someone you can trust is put in charge of managing your affairs for you. Take your time to research and learn what you need to know about estate representatives. Effectively, these are the executors of your will that will gather together all of your assets and make sure that they’re kept safe until they have been completely divided amongst your beneficiaries. People often choose a close family member or friend to take care of this for them, but you may also want to hire a neutral and qualified third party.

 

Know what not to include in your will

There are a few issues that can result in your will becoming easy to contest to the point that it can be effectively thrown out. One of the factors that can lead to this risk is a misunderstanding of your assets, what goes into a will, and what doesn’t. Take the time to learn about what you shouldn’t include in your will and make sure you have other provisions for these if you need it. For instance, a lot of people put together their last wishes for funeral and memorial arrangements into wills, but this isn’t the right place for them. The same goes for any life insurance money or jointly held assets.

 

Of course, once we’re gone, we’re gone, and we can’t really do too much to affect things then. However, the steps you take now can at least give you the best possible chance of ensuring that your wants are met as closely as possible.

Putting The Hard Parts Of Moving Into Someone Else’s Hands

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Let’s face it, moving home is never a pleasant ordeal. While you will be excited about your new home and the joy it will bring, it will be hard to focus on the bright side of this journey while you’re in the thick of it. There are loads of jobs which need to be done – from packing to actually shifting your belongings with companies like Burnett’s Moving Servicesalong with countless documents and pieces of paperwork which have to be completed. Altogether, this makes for a truly daunting task, and a lot of people don’t feel up to it. Thankfully, this post is here to help you out, showing you how to put all of this weight on someone else’s shoulders.

 

Finding Your New Place: You won’t be able to move home until you’ve found the new place you’ll be living in. This process has to be completed before you sell your old place properly, or you could find yourself having to stay in a hotel between homes, and this will be expensive. The hardest part of this sort of job will be keeping your eyes open for new properties as they hit the market. An estate agent can handle this work for you, providing an invaluable resource when you’re trying to handle this complex process.

 

The power of an agent doesn’t stop here, though, as they will also be able to help you with the paperwork you have to complete for the sale to go through. You may also need a lawyer for this, but your estate agent will be able to help you find one who charges fair rates. With all of the hard parts taken care of, you will be able to focus on the fun part of the new home selection process; the viewings. You will have the final say in the purchase, but it is still nice to know what you’re getting into before you get started.

 

Selling The Old One: The old home will also have to move into new hands if you want this process to go smoothly. Like buying a place, this always comes with loads of legal red tape, and it will be hard to find ways to get around it. Your estate agent should also be able to help you with this, finding buyers on your behalf. You should be careful at this stage, though, as a lot of buyers will work hard to make the price of your home go down. It will take a strong negotiator to get the best price, making it important to research the person you choose for the job.

 

Performing Renovations: When you move into a new home, it’s unlikely that the place is actually new. Instead, other people will have been living there, and this means that there could be some room for improvement when it comes to the decor. Making some small renovations will be a lengthy process if you do it on your own. To handle this job, you will have two choices; pay a professional or get some friends to help. Paying for this work will always get better results, but may not fit into your budget.

 

Packing Everything Up: Putting all of your possessions into carefully laid out boxes will be a challenge. To make it as easy as possible, it will be worth coming up with a strategy beforehand, enabling you to put things away in a sensible way. Along with this, you will be able to enlist the help of a moving company for this stage of the job. Businesses like this specialize in helping people to make their move as easy as possible. It can be easy to make your life very hard by accident if you don’t follow self-imposed packing rules.

 

Moving It All: This is where your moving company will come in really handy. Most people won’t be able to lift sofas, TVs, and other large items in the home on their own. Instead, you will need a lot of help for this process, and a company like Big Man Movers could be perfect for you. Giving you the chance to help as much or as little as you’d like, services like this can be a blessing when you’re moving. Some are better than others, though, so it will be worth reading some reviews, especially if you have particularly tricky items like pianos.

 

Unpacking At The Other End: Once you get to the new place, you will be faced with the challenge of dealing with all of your possessions once again. This time, though, you will be unpacking it, and this can be even harder. Making sure that you keep your original packing order in mind, it should be easy to move boxes into the right rooms. From here, you can work to position furniture correctly, filling it with items as you go. As long as you brief them correctly, your moving company should also be able to help with this stage of the move.

 

Keeping It Cheap: When you’re moving home, you will often be working on a tight budget, and it will be hard to make sure that you’re spending as little as possible. A lot of people go over their allotted pool of cash, and this can be hard to deal with. To avoid this, working hard to research the companies you work with can make life a lot cheaper. There is nothing stopping you from getting quotes from every company you can find, ensuring that you only choose those with the best deals.

 

Hopefully, this post will give you everything you need to begin the process of moving home. When you have a busy life, struggle to move, or simply don’t want to deal with this, getting help to handle the hard parts is a great way to make it less daunting. This sort of approach will always cost more, even if you work hard to keep it cheap. In reality, though, the money you spend will always impact the experience you have, and it could be the difference between loving and hating your new home.