Stop Struggling With Money: 3 Things to Try

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Do you struggle to make ends meet? Most of us feel like this at least some of the time, but if you’re constantly living hand to mouth then things need to change. Struggling with money can be really stressful, and it prevents you from living the life you want. You don’t need to win the lottery or even land your dream career, making a few simple changes can make a big difference. You’ll be happier, you’ll have a little more money in your pocket and won’t be stressing quite as much about the bills. Here’s what you need to know. 

 

Get out of debt

Being in debt is expensive, not only are you paying back what you’ve borrowed but every month you carry a balance, you’re paying interest too. If your debt is out of control, you might find that all you’re able to pay back each month is the interest, and you’re not bringing down the balance at all. Getting out of debt might involve using savings or making cutbacks in your budget, but if it’s out of control you may need to speak to a debt management company. These can speak to creditors on your behalf and work to get interest frozen and repayments reduced to a much more manageable amount. It can mean a huge weight is lifted off your shoulders and you can get your finances back under control. This allows you to start getting other areas of your money sorted again and puts you in a much better position.

 

Claim everything you’re entitled to

Did you know you may have money available to you which you’re not getting right now? If you’re on a low income, have a disability or even are entitled compensation from an accident that wasn’t your fault, it’s important to find out what you’re owed. This can compensate you for time you’ve had to have off work, or help you to make ends meet if you’re unable to work. It’s not always a smooth journey, for example you might need an attorney for disability appeal if you feel you’ve been wrongly rejected but keep at it until you get what’s rightfully yours. 

 

Earn some money from home

Making changes and cutbacks in your budget is always going to be useful, but if you can earn some extra money too then even better. This day in age, it’s perfectly possible to make cash from home, in your spare time and in a fun way. You could start and monetize a blog or YouTube channel. You could become a freelancer and monetize your skills, or you could take on a flexible job as a remote worker in the evenings. All of the money you earn could be used towards debt, to save up or just to make everything a little easier financially. You don’t even need to leave the house, and can hugely improve your situation with money.

Quick Tips For Adjusting To Life After The Army

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Joining the armed forces is one of the biggest responsibilities as well as privileges of being a citizen. When you make the choice to join the armed forces in whichever realm, you immediately become a protector of your home country and this should make you feel incredibly proud.

 

Of course, being in the armed forces is not easy and often you may not take control of your own health and wellbeing. This can lead you to feel recluse, depressed, and suffer from PTSD when you do finally make it home. 

 

Adjusting to life back on the outside can be a difficult task and it may take a long time to get there. You’ll likely need a lot of support from family and friends, Veterans Disability Info, and support getting back to work. Here are some of the ways that you can help yourself adjust back into life once you have left the armed forces for good. 

 

Acknowledge yourself

 

It is important in the first instance to acknowledge who you are and what you have been through. Life can be hard when you have lived in a different environment for so long and you need to acknowledge that you are not the same as everyone else. Own your feelings and understand them, and this will be the first step to controlling them in the future. 

 

Talk it out 

 

The best thing you can do whny ou come back and start to struggle with life is talk to your family. Never bottle up your feelings because all this will do is cause you stress and pull you further and further away from those who love you. Sit down and chat to your family and explain that you are finding it hard. They will be able to give you all of the support you need and you will have a whole network there to catch you when you fall. 

 

Get help

 

Nearly two thirds of those who suffer with mental illness after being in the army and this can have a detrimental effect on their health. It is important when you come out and try to adjust to real life that you know where support lies and how to access it. Call Military OneSource at 1-800-342-9647 for a free resource that can direct you to the support you need. 

 

Pace yourself 

 

It’s not a sprint. If you have friends who live in the same town as you who also left the armed forces at the same time, don’t feel disheartened if they adjust to life easier than you. It is important to remember that everyone has different experiences in the army and it doesn’t make you any weaker than anyone else. Focus on your own progress and don’t push yourself too far too soon. Baby steps are the way to go and they will allow you to get back to your own life in your own time without any relapse. 

 

Manage stressful situations 

 

Be sure to watch out for your triggers. We all have stress triggers to be aware of and it is important that you think about what yours is and how to manage it. Learn to avoid high risk situations and prepare yourself for others. It may take time but you will get there in the end.