Protecting Yourself When Selling Items Online: Seller’s Beware
Selling items online can be a convenient way to declutter and make some extra cash. Platforms like Facebook Marketplace, Craigslist, and others provide a direct way to connect with buyers. However, these conveniences come with risks, especially from scammers who prey on unsuspecting sellers. Here’s a personal experience that highlights common scams and offers tips to safeguard yourself.
Trust Your Instincts
If something feels off, it probably is. Recently, I listed a couch and loveseat on Facebook Marketplace and was initially thrilled by the immediate flood of messages. At first, I wondered if I had priced the items too low. However, as I began conversing with potential buyers, I noticed a recurring pattern in their responses. Most had similar, suspicious storylines, such as:
“Call me at *–**. I want to pick it up today.”
This seemed unusual. After calling one of the numbers, I received no answer but immediately got a text saying they were interested. The message then escalated to something like, “I need to make sure you’re a real person. Can I send you a verification code?”
At first, this might sound reasonable, but it’s a red flag. I responded, “You can FaceTime or call me back. I’m clearly a real person as I’m responding to your text.” The so-called buyer refused to accept my alternative and insisted on sending the code.
The Code Verification Scam
A little research revealed the true intent behind this scam. Scammers send a verification code to your phone and ask you to share it with them. By doing so, they can use the code to access your online accounts, often linked to your phone number. Once inside, they can steal sensitive information or even hijack your accounts.
Luckily, I didn’t fall for it. I told the scammer they could call me or view the item in person, which wasn’t part of their plan. Recognizing this behavior is crucial—it’s a tactic designed to manipulate you into compromising your personal information.
The Zelle Payment Scam
Another scam I encountered was from buyers who claimed they couldn’t pick up the furniture in person but wanted to pay via Zelle. They offered to send money immediately, sight unseen. While Zelle is a legitimate and widely used payment platform, scammers exploit its functionality.
Here’s how it works: The scammer may ask for your phone number to initiate the payment. Then, they claim they need additional details, such as your email address, to complete the transfer. However, providing this information could allow them to gain access to your Zelle account or even your bank account.
After some research, I discovered this was a common scam. Genuine buyers don’t send payments without seeing the item first or verifying its condition. Always be wary of anyone eager to send money before confirming the details of the transaction.
How to Stay Safe When Selling Online
To avoid falling victim to these scams, here are some key precautions you can take:
- Communicate on the Platform
Keep all initial communication within the platform where you listed the item. Avoid sharing your personal phone number or email address until you’ve verified the buyer’s credibility. - Beware of Verification Codes
Never share a verification code with anyone, even if they claim it’s to confirm your identity. This is a common tactic used to gain unauthorized access to your accounts. - Avoid Upfront Payments
Genuine buyers typically see the item in person before making a payment. Be cautious of anyone offering to send money through apps like Zelle, Venmo, or Cash App without inspecting the item first. - Meet in Safe Locations
Arrange to meet in a public place, such as a busy parking lot or a police station’s designated safe exchange zone. If possible, bring someone with you for added security. - Research Common Scams
Stay informed about the latest scams by researching buyer and seller experiences on the platform you’re using. Knowledge is your best defense against fraud.
Conclusion
Online marketplaces offer convenience, but they’re also a breeding ground for scammers. By staying vigilant and following these safety tips, you can protect yourself while selling items online. If something feels strange or too good to be true, trust your instincts and proceed with caution. Scammers rely on urgency and manipulation, but a cautious seller can easily outsmart their schemes. Always prioritize your safety and security above all else.
Originally posted 2022-06-29 15:13:25.