Moving To India – What You Should Know


India is a fascinating country. It is the second-most populous country in the world and is rich in regional traditions and various cultures. Historically, people tended to move away from India to find their wealth in western countries. However, this trend is slowly reversing. There are more than 20,000 expatriates in India and this figure is growing year on year. 


A lot of people are attracted to India because of the low costs and the opportunity to capitalize on new business opportunities. There are then those who simply want a change, a chance to embrace a new culture and way of life. Irrespective of why you are planning to relocate to India, this post will provide you with some key details you should know before your big move.



Special housing complexes aimed at expats have been developed in the big cities, such as New Delhi, Kolkata and Mumbai, in order to cater to the increasing number of expatriates in these locations. In order to legally buy a property, you must meet the residency requirement of 183 days per financial year. If this does not apply you will need to rent instead.


You need to apply for a Permanent Account Number (PAN) if you are required to pay taxes in India. All of the following are taxable in India – salaries, capital gains, profits and gains from profession or business, income from house property and income from other sources. At present, you are taxed on anything in excess of INR 200,000. If you earn over this amount you will be subject to the following tax rates…

    Between INR 200,000 and INR 500,000 is taxable at 10 per cent

    Between INR 500,001 and INR 1,000,000 is taxable at 20 per cent

    INR 1,000,001 and above is taxable at 30 per cent

Needless to say, paying tax in a new country can be complicated, and thus if you are feeling unsure it’s always advisable to use the services of a professional so everything runs smoothly. A financial advisor will be able to assist you with everything from life insurance to your pension ahead of your big move.

Health Care


In India, the health care is extremely mixed. The private offering is of an exceptionally high standard, thanks to western medicine and leading doctors. However, a lot of locals cannot afford the costs associated with private medical treatment and thus they rely on traditional remedies and alternative treatments. You are highly advised to take out international health insurance prior to your move. The Foreign & Commonwealth Office even recommends expat medical insurance, stating that expats must recognise that local facilities cannot be compared with western countries. However, if you take out a global health insurance policy you can be certain of access to the best hospital network, ensuring the best facilities, doctors and treatments. The private hospitals in India have earned the country a reputation as a medical tourism centre and you will be able to gain access to this side of their healthcare system if you have expat health insurance in place.


What To Do When You’re Alone And Your Car Breaks Down

Breaking down is not an enjoyable experience, especially when you’re on your own. Not all of us have a vast knowledge of our cars in terms of what happens to them when something out of the norm occurs. So with that in mind, here are some tips on what to do when you’re alone and your car breaks down.

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Park In A Safe Spot

Try not to panic at this point because if your car has stopped in the middle of the highway, the last thing you want to do is to go into meltdown. Take deep breaths and attempt to get your car off to the side of the road or to any area that’s reasonably safe. You just want your vehicle to be away from any passing cars and vehicles because you never know who might come down to fast and not see you properly. So find a place to park safely and make sure you lock your car.


Take Yourself Away From Any Danger

When you lock your car, don’t stay in it. Even if you’re parked in a safe spot, it’s better to be out of your car than in it. Unless it’s freezing cold outside, then it’s probably better for you to keep in where it’s warm instead of doing harm to yourself even more. If you can though take yourself away from the vehicle, and if you’re on the highway, get up onto the verge so that you’re off the main road. At this point, your safety is the most important and not the condition of your car.


Call Your Breakdown Provider

Now regardless of how much you know about your car, on a busy road or one that you’re not familiar with, it is not the right time to do DIY. Whether you’ve done a mobile tire change or attempted to start your engine in some other way, don’t do anything that will further damage your car. You don’t know why it’s broken down, and so it’s best not to start tinkering with it. Call your breakdown provider once you’re in a safe spot and try to give as much of an accurate location as possible. Check your phone to see where you are if there’s a signal, and if not, try to remember the last sign you went past. This will at least give some indication of where you are.


Keep Yourself Warm And Entertained

Keeping yourself warm and entertained is important, so try to warm yourself up by applying any layers you have in your car already, particularly if you have to step outside. Read a book if you have one or take this opportunity to sort through the photos section on your mobile phone. Either way, you want to keep yourself alert while in a place that could potentially be dangerous, or you’re just not aware of.


Having your car break down when you’re alone and in the middle of nowhere can be terrifying. But don’t panic, use your initiative, and find help.

Hostess With The Mostess: Airbnb Through The Looking Glass

Plenty of people who travel look to Airbnb for cheap and gorgeous accommodation. Nowadays, it’s seen as weird if you haven’t tried out the renting site that has changed vacationing forever. Apart from being cheap and novel, it’s great to have the full range of home accessories at your disposal. Hotels are brilliant, but houses are twice as good.


Of course, there is another side to Airbnb and that is being a host. Consider the next time you travel that you may make money in the process. After all, the property isn’t being used and everyone can do with the extra cash. It’s the dream, right? Sure is, but going through the looking glass is a tricky journey. Ask Airbnb hardliners and they’ll let you in on a few horror stories.


So, if you’re hell-bent on trying to kill two birds with one stone, how do you make sure you don’t get hit in the process? Well, you can start by taking a look at the following advice. This is what every beginner should do before they open their doors to the public.


Understand The Market


As soon as a new tech company blasts off into the stratosphere, the question is the same: how do they do it? The answers vary depending on the product and business, but Airbnb relies on something called “rental arbitrage.” For anyone who hasn’t heard this term before, it’s a fancy way of saying short-term renting. People want a bed for a night, and you want to make money and that is the equation. Of course, it isn’t as simple as this as not all hosts and landlords are created in God’s image. How much money you make comes down to a variety of factors, from the number of listings in the area to the popularity of the location. Too much or too little of both, and the venture will skyrocket or tank accordingly. It’s vital that beginners understand this before signing up as it may not be the sure-fire money-spinner you imagine.


Who Do You Want To Be?


Hosts have to decide who they want to be and what they want to get from the experience. This isn’t Westworld so the decision is yours and yours alone. Let’s confront the elephant in the room first – money is a factor. Cash will always play a part in the decision-making process regardless of how much of little you have. Still, it doesn’t have to dictate everything about being an Airbnb host. For instance, you may simply need a few extra bucks to supplement the household income for a while. Perfect, because renting your home is an easy and accessible method. Others, however, want to go further and turn hosting into a primary source of income. Those who fall into the second category need to cover every base, from cleanliness to gift packs. A stove fan comparison guide should even be on your radar because the whole property has to be perfect. Otherwise, tenants won’t leave a five-star rating and traffic will decrease.


Value Your Time


To decide which type of host you want to be, it’s important to think about time. Time is another valuable resource because we all need to mix work and life. Those that don’t tend to lack the same fulfillment from life. It’s Sod’s Law, then, that being a host takes up a large chunk of time when there aren’t enough hours in a day anyway. Being able to generate a wage from renting a property is less time-consuming as it’s a full-time job, yet it takes months of hard work to reach this goal. So, depending on the other things you want to do, time may play a factor. As always, the trick is to be realistic and not to overextend. When excitement hits, it straightforward to bite off more than one can chew, and this only becomes apparent when you’re up a certain creek. Factor in the time it takes to talk to guests, to set up a reservation, and to check them in and out to ensure there is plenty of time for other things.


Know The Market


The first paragraph went into this but it’s worth looking at it from a different perspective. Some markets aren’t big enough for hosting, and every patron should know this is in advance. However, there is also the argument that people must realize when they are in a hotspot. The obvious ones are easy to figure out, such as the Upper East Side in Manhattan or Chelsea in London. But, you may live next door to an attraction which is super popular. Better, the area may have excellent transport links and be cheaper on the whole than the city center. The reason it’s essential to know about these sorts of things is money. Would you charge half the price in NYC or London? Hell no! If anything, you may add a little bit extra to the amount due to demand. Therefore, there is no reason to do the same anywhere else in the world. By analyzing the market, you can figure out whether you’re under or overplaying your hand.


Adjust Insurance Policies


Homeowners have coverage to ensure they are not out on the street if the worst happens. Usually, nothing in a policy relates to renting out a property to a third-party. Insurers assume you and your family is going to live there so they don’t factor it into the price. Therefore, the policy may be void if there is damage as a result of listing it on Airbnb. Without a doubt, one of the first things a host has to do is contact their insurance company and have a conversation. If they are willing to add amendments, everything is fine as there is a solid backup plan. Think carefully about the next steps should they say no. Airbnb does have a $1 million insurance policy, but will that be enough?


Are you looking to rent for the first time? What are the things you’re excited and worried about?


The Best Ways To Keep Kids Occupied On A Long Drive

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Many of us can recall taking road trips as kids – car journeys used to last forever. If you don’t give your kids enough to occupy them, they’re likely to get bored and that’s when the dreaded ‘are we nearly there yet?’ a question will come up. No parents want to face nagging children on a car journey. Here are just a few ways to keep your kids occupied so that the journey is more tolerable for all.


Make regular stops


Stopping off along the way gives everyone time to stretch their legs and use the loo. It can also give your kids a new environment to explore a chance to expend some of their energy. You could plan to stop off at a service station and get food, or you could choose a landmark or point of interest along the way to explore. Ideally, you should stop every two hours.


Pack some snacks


Snacks will also help to break up the monotony. You don’t want your kids snacking until they’re sick, so make sure that these are located in the front with you-you can then hand them out throughout the journey. Snacks could be given out as treats for good behaviour every hour. They could also be the prize for a game. Be careful with sugary snacks as too many of these could give your kids a sugar rush and lower their attention span even more. You should also watch out for snacks like chocolate which could melt or cold drinks that could get warm – it could be worth bringing a cooler box to put these in.


Bring some toys


For young kids, it’s worth bringing a few toys to play within the back of the car. Certain toys can be excellent for the car – this list at offers some toys made specifically for the back of the car. Think of toys that your kids aren’t going to get bored of, but aren’t likely to annoy you either (toys that make irritating noises should be avoided). Be careful of small toys which could get lost down the side of the seat.


Learn some car journey games


There are lots of interactive games that the whole family can play in the car. I-spy is the most common car game – your kids will either get bored of this game quickly or continue to play it long after you’ve got out the car! There are also 20 questions which involve guessing a person, place or thing, in which only twenty questions can be asked, all of which can only be answered yes or no.


There are also many games that can be played with signs and number plates and a car makes – for some great ideas check out this list at


Give them your phone/tablet


Kids love phones and tablets – they’re often the simplest distraction tool. It’s worth downloading a few games to play that can entertain your kids. For older kids, try some strategy games such as this one If you enjoy gaming, you could even try and get them to beat your score.


There are a few drawbacks to giving kids your phone – you may possibly need it for navigation or communication, which means you may only be able to give it to your kids for a limited time. If you’ve got more than one child, they both may fight over the phone/tablet too, so you may have to enforce a sharing rule in which they’re both allowed to play on it for a select time before handing it over to their sibling. Some kids also get travel sick when staring at a screen in a car – if you notice that this is a reoccurring habit, you may want to refrain from giving them your phone.


Bring some DVDs


Another option could be to let your kids watch films on the journey. This could be on a laptop or a portable DVD player positioned in the middle of the two back seats. It’s worth bringing a selection of films – they’re likely to get bored having to watch one on repeat. Bring a few films that they love watching regularly and some new ones to add variety. You could also consider bringing a TV series on DVD.


Listen to an audiobook


You could also entertain your kids by allowing them to listen to an audiobook. Your children could listen to this on headphones or you could play it through the car stereo for everyone to listen to. Choosing the latter option could mean that you have to sacrifice listening to music, in which case make sure that it’s a book you want to listen to too. Audiobooks can be bought as CDs or downloaded as apps. It’s worth reading reviews to find audiobooks with great narrating – this will make them all the more captivating.


Let them look at a map


Giving your kid a map could help them to trace the journey. You could even encourage them to look at signs and try and work out where they are on the map – this could teach them some handy navigation and geography skills. The downside of giving them a map is that they will know exactly how far you are from your destination, which means that you can’t lie about being nearly there. However, some kids may find it more motivating knowing how much further is left to travel.

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